Verified Apr 15, 2026· source: SafetyWing
Health Insurance for Expats in Panama
Panama's healthcare system can be excellent, but without insurance, an emergency can cost you $50,000+. Get covered from $63/mo with worldwide protection.
The reality without insurance in Panama
- One night in ICU at Punta Pacífica: $3,000–$5,000
- Knee surgery: $15,000–$25,000
- Medical evacuation to USA: $50,000–$100,000
- Dental crown: $600–$1,200
Why SafetyWing is the #1 choice for expats
From $63/mo
The most affordable international insurance on the market. No coverage compromise.
Coverage in 185+ countries
Panama, USA, Europe, Asia: covered wherever you go.
Activate in 2 minutes
100% online. No calls, no forms, no waiting.
No age limit
Other insurers reject you at 55 or 64. SafetyWing accepts any age.
SafetyWing Plans for Panama
Verified Apr 15, 2026· source: safetywing.com
Nomad Essential
$63/mo
- Coverage: $250,000
- Deductible: $250
- USA: emergency only
- Home country: 30/90 days
- No age limit
Nomad Complete
$177/mo
- Coverage: $1,500,000
- Deductible: $0
- Emergency dental
- Mental health: 10 visits/yr
- Preventive care included
Affiliate link, no extra cost to you. Prices from safetywing.com for the youngest age bracket; they rise with age.
Frequently asked questions
Does SafetyWing cover Panama hospitals?
Do I need insurance with a pensionado visa?
How much is a doctor visit in Panama without insurance?
Compare before you buy
SafetyWing is the cheapest option for nomads and short stays. If you live in Panama permanently, have pre-existing conditions or are over 64, compare with PassportCard, Cigna, ASSA and MAPFRE in the comparison tool.
Get protected today, From $63/mo
Online activation in minutes. You will be redirected to SafetyWing's official site.