9 brokers
Brokers
Regulation, minimum deposit, spreads and who offers real shares versus CFDs. With the territorial tax advantage explained.
Verified Apr 28, 2026· source: official broker websites
Verified data: SBP, ACODECO, regulators
Finance in Panama: brokers, savings and cards
Where to invest, where to keep your money and which card to pay with. Three comparisons with official sources, sponsored by no bank or broker.
Best savings rate
4.75%APY
instant access, SBP and bank source
Lowest minimum deposit
$0
among brokers accepting Panama
Brokers accepting residents
9
regulation and fees verified
What we compare
up to 4.75% APY
Savings accounts
APY of each bank against the system average, with a yearly yield calculator for your balance.
Verified Apr 13, 2026· source: SBP
cashback up to 6%
Credit cards
Cashback by category, annual fee and nominal rate. Calculate the yearly net with your real spending.
Verified Apr 13, 2026· source: ACODECO
What we verify
Every figure on these pages carries a date and a source. When a figure changes, the verification date changes, not the headline.
- Brokers
- Regulation with licence number, minimum deposit, spreads and investor protection, against official sites and the FCA, FINRA and SMV registers.
Verified Apr 28, 2026· source: official broker websites
- Savings accounts
- Rates against the Superintendencia de Bancos (SBP) table and each bank's page.
Verified Apr 13, 2026· source: SBP
- Cards
- Annual fee, rate and cashback against the ACODECO comparative study and each bank's page.
Verified Apr 13, 2026· source: ACODECO
Frequently asked questions
Where does the Finance data come from?
From primary sources: the Superintendencia de Bancos de Panamá (system rates), ACODECO (card study), each broker's regulators (SEC, FINRA, FCA, CySEC, ASIC, SMV) and the official pages of banks and brokers. Every table shows the date of the last verification.
Does Revisa24 take commission from banks or brokers?
No bank pays to be listed. Some brokers may have an affiliate link, marked as such; it does not change the order or the scores, which follow the methodology published on the brokers page.
How often are rates updated?
Savings and card rates are reviewed with every SBP and ACODECO release; broker data with every change in conditions we detect. The verification date sits next to each table.
Do these comparisons apply to foreigners living in Panama?
Yes. The territorial tax advantage and access to international brokers depend on tax residence, not passport. Several banks accept resident foreigners; the accounts table says so in the notes.
Start with what weighs most on your wallet
A savings account at 1% versus one at 4.75% is $375 a year per $10,000. A broker with real shares avoids leverage you do not need.