The Revisa24 editorial team
A Panama-based editorial collective that compares health insurance, brokers, banks and fuel prices against primary sources. No sponsorship in the scores, with a public corrections policy.
Who we are
We are residents and expats in Panama who, like many readers, had to find our way through insurance, banks and fuel prices without a clear guide. We documented what we learned and turned it into verifiable comparisons.
We are not insurance brokers, financial advisers or a travel agency. We do not sell any product. We publish only what we could recommend to our own family.
We sign as an organization, not as individuals. Every article names Redacción Revisa24 as author and Revisa24 as publisher, exactly as it appears in each page's structured data.
What we verify before publishing
Prices with source and date
Every premium, rate or price carries its source and the day we checked it. No date, no publication.
The fine print
We read the policy wording, exclusions and age limits of every plan before scoring it.
Real regulation
Brokers and banks are listed only if their licence appears in the relevant regulator's register.
Official data
Fuel prices come from the National Energy Secretariat's official notice, not from third parties.
Reproducible calculations
Scores follow the published methodology; any reader can recompute them.
Periodic review
Every record shows a visible last-verified date and is reviewed at least every six months.
Our sources
We work with primary sources. When we rely on a secondary source (press, forums), we say so.
Health insurance
- Superintendencia de Seguros y Reaseguros de Panamá (SSRP)insurer register and market statistics
- Price lists and policy wordings of each insurerASSA, MAPFRE, SURA, PALIG, MiniMed, Mercantil, PassportCard, SafetyWing, Cigna, Bupa and Allianz Care
- Direct quotesrequested as a customer to cross-check the published price
Brokers
- Regulator registers (SEC, FCA, CySEC, ASIC, BaFin)licence and jurisdiction of each broker
- Official fee schedules of each brokercommissions, spreads, minimum deposit and dividend withholding
Banks
- Superintendencia de Bancos de Panamá (SBP)published interest rates and banking licences
- ACODECOconsumer terms and fees of financial products
- Fee schedules published by each banksavings accounts and credit cards
Fuel
- Secretaría Nacional de Energía (SNE)official notice of maximum prices by zone, every period
- U.S. Energy Information Administration (EIA)weekly Gulf Coast price, basis of the forecast model
Corrections policy
If you find an outdated price, a misread condition or a calculation error, write to us. We check every report against the primary source and, if you are right, we correct the page and update its verification date.
Substantial corrections are noted on the page itself. We do not remove articles under pressure from a reviewed company.
How we make money
Revisa24 is funded by affiliate links and advertising. If you buy insurance or open an account through one of our links, we earn a commission at no extra cost to you. Affiliate links are marked as such.
Those commissions do not influence scores or ranking order. A product we would not recommend does not move up for paying better; the methodology is public and the calculations reproducible.
Why we sign as an organization
We follow the standard of independent consumer media: team members are not named individually, to avoid commercial pressure from insurers, banks or other reviewed providers.
Editorial responsibility lies with Revisa24 as an organization. Legal contact details are in the legal notice.
The information on this site is informational and comparative, not financial or insurance advice. Details in the legal notice.
Want to see how we score?
The full methodology, with weights and sources per vertical, is published.