Verified Apr 15, 2026· source: SafetyWing
Health Insurance for Your Retirement in Panama
Panama is the #1 retirement destination. But ASSA rejects you at 55, PassportCard at 64. SafetyWing has no age limit.
The real problem for retirees
- ASSA, MAPFRE, SURA: max age 55, they won't accept you anymore
- Medicare (US) does NOT cover outside the country
- Medical costs rise with age, hip fracture: $20,000+
- Chronic medications without insurance: $200–$500/mo out of pocket
SafetyWing accepts any age
No age limit
60, 70, 80 years old: welcome. The only affordable international insurance without age restriction.
Any hospital
Hospital Nacional, Punta Pacífica, Santa Fe: choose the best for your condition.
Trips home covered
Family visits included: 30 of every 90 days with coverage in your home country.
Medical evacuation
If you need specialized treatment outside Panama, transport is covered.
Plans for retirees
Verified Apr 15, 2026· source: safetywing.com
Nomad Essential
$63/mo
- No age limit
- $250,000 coverage
- Medical evacuation
- Home country visits included
- Cancel anytime
Nomad Complete
$177/mo
- $1.5M coverage, total peace of mind
- $0 deductible
- Preventive care and checkups included
- Mental health covered
- Emergency dental
Affiliate link, no extra cost to you. Prices from safetywing.com for the youngest age bracket; they rise with age.
Frequently asked questions
Does SafetyWing cover pre-existing conditions?
Can I use my pensionado visa with SafetyWing?
How much is social security (CSS) for foreigners?
Compare before you buy
SafetyWing is the cheapest option for nomads and short stays. If you live in Panama permanently, have pre-existing conditions or are over 64, compare with PassportCard, Cigna, ASSA and MAPFRE in the comparison tool.
Protect your retirement, No age limit
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