SafetyWing Review 2026
The most affordable health insurance available in Panama. From $42/mo with coverage in 180+ countries including the United States.
Quick Verdict
What is SafetyWing?
SafetyWing is a Norwegian-American startup founded in 2018 that offers health insurance with international coverage. Its flagship product, Nomad Insurance, is the most affordable travel insurance on the market with real medical coverage.
Unlike PassportCard, SafetyWing operates on a reimbursement model: you pay for the consultation or treatment upfront and then submit the receipt to get your money back. The process takes 5–15 business days.
For those who need more comprehensive coverage, they offer Remote Health — a full health insurance plan with maternity, dental, and mental health included.
Plans and Prices 2026
Nomad Insurance
From $42/mo
Limit: $250,000 · Deductible: $250
Remote Health
From $206/mo
Limit: $1,000,000 · Deductible: $0
Pros and Cons
Pros
- + Unbeatable price — from $42/mo
- + Online signup in under 2 minutes
- + Coverage in 180+ countries including USA
- + No contracts — cancel whenever you want
- + Remote Health includes maternity and dental
- + Good English-language customer support
Cons
- - No direct payment — always reimbursement
- - Low sub-limits in Nomad Insurance
- - Nomad Insurance doesn't cover pre-existing conditions
- - Reimbursement process takes 5–15 days
- - Support in English only
- - Cancer excluded in Nomad Insurance
SafetyWing vs. PassportCard — Quick Comparison
| SafetyWing Nomad | PassportCard Starter | |
|---|---|---|
| Price | $42/mo | $80/mo |
| Deductible | $250 | $0 |
| Direct payment | No | Yes (card) |
| Limit | $250,000 | $250,000 |
| Dental | No | No |
| Maternity | No | No |
| Cancer | No | Yes |
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